Come along on the journey.
This page is for people who want to understand how money partnering works, see how we run our projects, and decide whether it’s something they’d like to be part of.
I see the world as it could be, not as it is. A rundown, written-off property doesn’t stress me out, it gets me fired up. That’s always been how I think.
Money partnering is how I fund my projects. You provide the capital, I do everything else - find the deal, run the renovation, manage the sale. You get a fixed return, secured against the property title.
The people who partner with me tend to come along on the journey too. They see the numbers, the decisions, the mistakes, the wins. Most of them say that’s the part they didn’t expect to value as much as they do.
Have a read through. If it feels like a fit, register your interest at the bottom and we’ll go from there.
— Charles
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DISCLAIMER:
This page is for general information only and does not constitute financial, legal, or investment advice.
Before entering any money partnering arrangement, seek independent advice from a licensed financial adviser and qualified solicitor.
Money partnering is a private lending arrangement. You lend money to a property investor, secured against the property title, and receive a fixed interest return.
You’re not buying the property. Your name doesn’t go on the title. No tenants, no renovations, no council. You lend, you earn interest, you get paid back when it sells.
Think of it like being the bank, with registered security over a specific asset.
Comparison Table:
| Buying Yourself | Being a Money Partner |
|---|---|
| Need to get a bank loan | No bank loan needed |
| Your name goes on the title | Name stays off the title |
| Tenants and maintenance | Fixed return agreed upfront |
| Years to see profit | Paid back in months |
| Ongoing Cost | Simple and clean |
Before putting money into any property deal, with me or anyone else, it’s worth understanding exactly how your funds are protected. Here’s how it works on our end.
A legally binding document between you and me. Every term in writing - amount, rate, timeframe, repayment.
Your loan is registered against the property title. The property can't be sold without you being paid first.
I personally guarantee repayment. My personal assets back the deal, not just the property.
A legally binding document between you and me. Every term in writing - amount, rate, timeframe, repayment.
For a deeper understanding of how money partnering works, including your rights and what to look out for, visit: moneypartnering.com
The Charlie Circle isn’t exclusively for money partners. It’s for anyone who wants to learn from Charles directly. How deals are found, how renovations are run, how money partnering works, and how to build a property portfolio from the ground up.
Some members are active money partners. Others are here to learn before they’re ready to back a deal. Both are welcome.
Behind Charlie is a community of 25,000+ people across WhatsApp and Facebook Groups. The Charlie Circle is the inner layer, closer access, more detail, and a direct line to what’s actually happening on the ground.
What we’re working on, what’s settled, what’s coming. Straight from Charles every week.
First look at new projects before spots fill. Full proposals with numbers, plans, and security details.
Direct access to the Charlie Circles group. Real conversations, real updates, real mentoring from Charles and Money Partners.
In-person events in Geelong and beyond. Meet Charles and the wider network face to face.
Funding proposal templates, loan agreement samples, and guides to help you understand every step.
Access to our trusted network of builders, tradies, and suppliers, the contacts that actually get things done.
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We’ve always been the ones who see things as they could be, not as they are, the ones who step outside the crowd and back what others overlook.
Our strategy is simple but unique: we buy properties off market and under value, renovate them, and create clear profit through flips or flip-holds.
While there’s strong demand to partner on our projects, we keep it selective to ensure the right fit both ways.
And beyond the houses and the money, what really matters is building a strong network of like-minded people - a family, in property.
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